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Showing posts with the label internet

Internet Banking in Kenya

I remember the first day my mom took me to the bank, it was back in the day - mid 90s and we lived in the country (euphemism for ushago ). The only bank that was available was Post Bank. Now I can't remember too much about how it all used to work, but I remember this: once you opened an account you were given a small booklet, I think it was called a passbook. The booklet was a journal that contained a handwritten list of all the transactions made to your account. Now those were the days before things like branchless banking, local area networks,  desktop banking modules, computers, or even queues existed in Kenyan banks, less so a rural based bank like post bank. Instead to withdraw money over the counter the procedure was something like this: After filling out on a form or the passbook (can't remember which) the amount you wanted to withdraw you would need to hand it over to the cashier.  To get to the cashier you would muscle your way through the multitude of ...

Literary Hacks at Business Daily

First of all, I would like to thank all those who I meet on the street, in the office, on the road, who are readers and followers of my blog. You give me the motivation to keep at this. Now, some of you have mentioned that I seem to have deviated from writing "startup" posts, like the rural cyber chronicles in my recent postings. Heck, I guess that's true somewhat, but the mind of an entrepreneur is fickle and unrestrained. Whatever catches my fancy at that time is what I would blog about, so today I am putting on a critique's hat and aim my sights at what I feel is woefully bad journalism. My target of vitriol is the headline story on the Business Daily of October 7, 2008, titled "Internet theft hits a new high" Naturally I was attracted to this story because I am an avid Internet user and a promoter of its potential as a business tool. Considering the very serious nature of the paper's allegation, I expected a fact-laden article with detailed testimo...

Internet Charity and Miraa - Day Two

Continued from Day One I do not consider myself a 'frequent flyer' but I do put pile up more road/air time than most of my colleagues. However I still have not managed to get over the "where the heck am I?" feeling when I wake up the next morning in a strange bed. It was no different that Wednesday morning, and my sore jaws did little to help with my morning disorientation. After a full English breakfast, we headed out to Laare to rendezvous with Eric who was at the centre already. Dru took the wheel and I fished out my digicam hoping to get that Pulitzer winning shot but in the end settling for Meru mementos. It was good that I had struggled but familiarized myself with the road the previous night because I started suspecting that we were on the wrong route. I figured Dru must have missed a turning somewhere when I saw a sign for Meru National Park. A quick call to Eric confirmed my suspicions and we quickly turned back to join the right turning. (bless the mobile p...

Safaricom throws down the gauntlet

What a wonderful new service from Safaricom. If you have been hesitating getting your rural internet cafe set up, then you have no more excuses. Safaricom has launched a flat-fee (up to a point) internet connection product that is very affordable. The service branded as Bambanet costs KShs. 1,999 (USD 30) per month and needs you to buy a USB modem for KShs. 5,999 (USD 90). For this you get to download 700 MB per month and for anything over that it will cost you K.Shs. 10 (USD 0.16) per MB. I can positively confirm that this offer is by far the best internet product in Kenya at the moment: 1. It's relatively very cheap. 2. It's easy and cheap to setup 3. It's available almost everywhere in Kenya. Way to go Safaricom, let's see if your competition down on Mombasa Road takes up the cue.

Insights in Rural Internet

Followed up from Cyber Cafe with an EDGE I've heard it said that when you plan to start a business, once you have written the business plan, half the work is done. A solid business plan is important for any start-up but... at the risk of sounding anti-establishment I've always found writing a business plan before starting the business so stifling. My preferred approach is to have a general idea of what the business is to achieve and write the plan as I go along, reacting to customers, suppliers and processes. I nevertheless ensure that I stay true to my business partner Stephen Alala's mantra that any business should be "anxious for profits, but patient for growth." When launching the cyber cafe, I took it as my task to ensure that I was setting up a viable business and not a white elephant. The main fixed recurrent costs for a cyber were going to be rent and wages, while variable recurrent costs would be internet, electricity, and stationery. It was imperative ...

ICT development Expo: Digital Village

Last week I attended an expo sponsored by the Ministry of Information and Communication that was about ICT opportunities in rural Kenya. The conjucture of rural and ICT obviously drew my attention (Read my post about internet in the village ). I know the event was over a number of days but truth be told I only went one day and only one entry caught my eye (plus it was too hot and not very well attended). The entry was a supposedly turnkey digital centre for use in rural areas. It was made of a cargo container outfitted with solar powered electricity outlets and structured cabling. It also had 8 PCs with TFT monitors placed on 2'x2' desks. The use of space was incredible, with a desk at the back end probably for the manager. A representative for Davis & Shirtliff (co-sponsors of the entry) was at hand to elaborate on the project. The project is a private sector/public initiative fronted by the Ministry of Information. Davis & Shirtliff provide the solar power technolog...

Cyber Cafe with an EDGE

Followed up from Laying the Groundwork for a rural cyber I've finally got around to writing this. Thanks for you all who patiently waited. Although I approached the project as an "internet consultant", I soon realised I would need to implement the whole spectrum of tasks required to get the cyber running. I spent almost a week laying the structured cabling, installing the software, and configuring the network. Most of the work I was doing for the first time (e.g. drilling holes in concrete to fix the trunking screws) and most of it was hard, but all of it was enjoyable. I needed to prove the project was implementable with minimal human resources (if it was going to work elsewhere). With an eye on both troubleshooting by the owner and future projects I prepared detailed How To manuals for most of the tasks. So the day finally arrived, November 17th I connected all the PCs to the internet. The results were incredible, the speeds were nearly as good as my 256K broadband conn...