Startup Kenya

I remember the first day my mom took me to the bank, it was back in the day - mid 90s and we lived in the country (euphemism for ushago ). The only bank that was available was Post Bank. Now I can't remember too much about how it all used to work, but I remember this: once you opened an account you were given a small booklet, I think it was called a passbook. The booklet was a journal that contained a handwritten list of all the transactions made to your account. Now those were the days before things like branchless banking, local area networks,  desktop banking modules, computers, or even queues existed in Kenyan banks, less so a rural based bank like post bank. Instead to withdraw money over the counter the procedure was something like this: After filling out on a form or the passbook (can't remember which) the amount you wanted to withdraw you would need to hand it over to the cashier.  To get to the cashier you would muscle your way through the multitude of other custo